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Participation Account

Al Baraka’s  Participation Account is a profit-generating account in which your capital is invested for a fixed period.

Your investment is placed in a pool together with capital from other investors. At the end of the investment period, you share in the profits generated is on a pro-rata basis.

What are the benefits you will enjoy?

  • Flexibility of investment period, from 35 days to 24 months.
  • The freedom to choose, on maturity, to either withdraw your funds, or re-invest in order to maximise your profits.

What qualification criteria apply?

Investment Period

Minimum Deposit

35 Day Account (1 Month)

R50 000

91 Day Account (3 Months)


182 Day Account (6 Months)


365 Day Account (1 Year)


720 day Account (2 Years)

R10 000

Note: All cash deposits are subject to a cash deposit fee

Who should apply for Al Baraka’s Participation Account?

  • Individuals or entities
  • Short, medium or long term investors

How do you apply?

  • Visit one of our branches country-wide and discuss the Al Baraka Participation Account with one of our consultants

What Documentation is required?

  • Bar-coded Identity Document
  • A utility bill, not older than 3 months, for the verification of your residential address

For Further information about ensuring FICA compliance, please click on the tab for legal information or call our Customer Services Centre on 0860 225 786

Page last updated: 2012-09-20 | version: 7

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Albaraka Bank Ltd Reg No 1989/003295/06. Albaraka Bank Ltd subscribe to the Code of Banking Practice of The Banking Association South Africa and, for unresolved disputes, support resolution through the Ombudsman for Banking Services. Albaraka Bank Ltd are an authorised financial services provider. Albaraka Bank Ltd is a registered credit provider in terms of the National Credit Act, 34 of 2005 (NCR Reg No NCRCP14).  An Authorised FSP No.: #4652