{"title":"Product Range","description":"\u003cstyle\u003e\n  .flex-box-custom {\n    display: flex;\n    flex-direction: row;\n  }\n  @media screen and (max-width: 767px) {\n    .flex-box-custom {\n      flex-direction: column;\n    }\n  }\n\u003c\/style\u003e\n\n\u003cdiv class=\"flex-box-custom\"\u003e\n\u003cdiv class=\"collection-desc-img\" data-mce-fragment=\"1\"\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/files\/WEALTH_INTRO.jpg?v=1642443814\" alt=\"\" data-mce-fragment=\"1\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"collection-desc-info\" data-mce-fragment=\"1\"\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cspan\u003eEvery stage of life asks something different of your money. Growing capital you can reach at any time. Building for retirement while reducing your tax bill today. Carrying your benefit forward intact when you leave an employer. Drawing a flexible income once you stop working. Our planners match the right vehicle to each of these outcomes, and every one of them is filled with Shari'ah compliant investments, so your money works for your circumstances without ever working against your values.\u003c\/span\u003e\u003c\/p\u003e\n\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","products":[{"product_id":"retirement-annuity","title":"Retirement Annuity","description":"\u003cp\u003e\u003cstrong\u003eBuild your retirement savings in a tax-efficient investment structure\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA Retirement Annuity is a tax-efficient investment solution designed to help you build long-term wealth for retirement. Contributions may qualify for tax deductions, subject to prevailing legislation, while your investment grows within a retirement fund structure designed to support your future financial security. Choose from a range of Shari'ah-compliant investment funds to create a retirement strategy aligned to your goals, risk profile and investment time horizon.\u003c\/p\u003e","brand":"Al Baraka South Africa","offers":[{"title":"Default Title","offer_id":42114976317658,"sku":"","price":0.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/products\/RetirementAnnuity.jpg?v=1641747258"},{"product_id":"preservation-fund","title":"Preservation Fund","description":"\u003cp\u003e\u003cstrong\u003eProtect What You've Built. Preserve What Matters.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA Preservation Fund allows you to preserve your retirement savings when changing jobs, retiring from a pension or provident fund, or leaving your employer. Your investment remains within a tax-efficient retirement fund structure, giving you the opportunity to continue growing your retirement capital while maintaining access to a range of Shari'ah-compliant investment options tailored to your goals and risk profile.\u003c\/p\u003e\n\u003cul\u003e\u003c\/ul\u003e","brand":"Al Baraka South Africa","offers":[{"title":"Default Title","offer_id":42114979365082,"sku":"","price":0.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/products\/Sample_b3d9a34d-77b7-4408-984a-de4084b8c7bd.jpg?v=1638161903"},{"product_id":"living-annuity","title":"Living Annuity - Linked Retirement Income","description":"\u003cp\u003e\u003cspan\u003e\u003cem\u003eThis Vehicle Provides You With A Market-linked Income For Life. Growth Within The Vehicle Is Tax Free, But Income Is Taxed At Your Marginal Tax Rate.\u003c\/em\u003e\u003cbr\u003e\u003cbr\u003eWhen retiring from a retirement fund or transferring a compulsory annuity from an insurer, the Linked Retirement Income allows clients to structure their retirement benefit into a market-linked income. This investment is a long-term insurance policy which provides clients with a comprehensive range of rand-denominated unit trust funds to achieve potential capital growth and generate a regular income. These funds can be changed as investment conditions change.\u003c\/span\u003e\u003c\/p\u003e","brand":"Al Baraka South Africa","offers":[{"title":"Default Title","offer_id":42114981593306,"sku":"","price":0.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/products\/LivingAnnuity.jpg?v=1641747463"},{"product_id":"linked-investment-unit-trust","title":"Linked Investment (Unit Trust)","description":"\u003cp\u003e\u003cstrong\u003eGrow your wealth with a flexible investment solution\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA Linked Investment is a flexible investment solution designed to help you grow and preserve wealth while maintaining access to your capital when needed. The investment provides access to a comprehensive range of Shari'ah-compliant unit trust funds, allowing you to select an investment strategy aligned to your financial goals, investment horizon and risk profile.\u003c\/p\u003e","brand":"Al Baraka Bank","offers":[{"title":"Default Title","offer_id":46948105781466,"sku":null,"price":0.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/files\/RetirementAnnuity.jpg?v=1759481460"},{"product_id":"superfund-retirement-fund","title":"SuperFund | Retirement Fund","description":"\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cspan data-teams=\"true\"\u003eGrow Your Retirement. Stay True to Your Values.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eThe SuperFund is a Shariah-compliant umbrella retirement fund designed for employees who want their long-term savings to work harder — without compromising on Islamic principles.\u003c\/p\u003e\n\u003cp\u003eManaged through Old Mutual's award-winning retirement infrastructure, the SuperFund pools both your employer's and your own monthly contributions into a professionally governed retirement fund. Your money is invested exclusively in Shariah-screened unit trusts, managed by a dedicated Shariah team with decades of combined experience. Every rand grows in a manner that is ethically sound, rigorously governed, and built to support you when you retire.\u003c\/p\u003e\n\u003cp\u003eWhether you are just starting your career or approaching retirement, the SuperFund offers a structured, transparent, and digitally accessible way to build lasting financial security\u003c\/p\u003e","brand":"Al Baraka South Africa","offers":[{"title":"Default Title","offer_id":48230555287770,"sku":null,"price":0.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/products\/OLDMUTUALALBARAKABALANCEDFUND_1000x_e9e28e52-72c5-4659-83ba-9f09ad64650a.jpg?v=1642443495"},{"product_id":"tax-free-product-range","title":"Tax-Free | Product Range","description":"\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eAn investment platform encouraging all South African citizens and permanent residents to save for their futures with zero tax implication. All limits are regulated and subject to maximum annual capital contributions within a tax year period and life time capital contributions limits. \u003c\/span\u003e\u003c\/p\u003e","brand":"Al Baraka South Africa","offers":[{"title":"Default Title","offer_id":48561420992730,"sku":null,"price":0.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/products\/OLDMUTUALALBARAKABALANCEDFUND_1000x_e9e28e52-72c5-4659-83ba-9f09ad64650a.jpg?v=1642443495"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0549\/3669\/9098\/collections\/explore-banking-services-CTA_7dca6b1f-a790-4d19-bb67-0dd474ff3100.webp?v=1759481907","url":"https:\/\/www.albaraka.co.za\/collections\/product-range.oembed","provider":"Al Baraka Bank ","version":"1.0","type":"link"}