iStart Account

  • No fees when using your card for local and international point of sale purchases
  • Activate your Debit Card for Tap & Go for contactless transacting 
  • Make cash deposits at till points at Checkers, Shoprite, Usave, Pick n Pay and Boxer stores nationwide using your Debit Card
  • Make 3 free cash deposits up to R5000 each at a branch or ABSA ATM
  • Deposit cash at selected ABSA cash-accepting ATMs
  • Make 2 free withdrawals from Al Baraka or saswitch ATMs
  • Access over 25 000 saswitch ATMs nationwide and any VISA Branded ATM internationally to withdraw cash
  •  No monthly subscription fee for Internet Banking
  • Transact online with ease, 24/7 with Internet Banking
  • Change your pin or manage your limits online
  • Schedule online payments for a future date
  • Access funds urgently online with Real Time Payment
  • Receive e-stamped statements online
  • Group beneficiaries for easy online payments 
  • Earn cash back on purchases made at supporting partners through our simple and rewarding loyalty program. View more details here
  • Download the Al Baraka Banking app
  • No monthly admin fee
  • A minimum balance of R50 is required to open an iStart Account
  • This account is applicable to children and young adults up to the age of 21
  • View the detailed 2023/2024 fees here

The following documentation is required to apply:


  • Birth Certificate of minor or Smart ID for young adults age 16 and over
  • South African bar-coded Identity Document/Smart ID and proof of address not older than 3 months of parent or guardian, for the verification of their residential address

Click here to view all acceptable forms of proof of address required to open an account

With these on hand, you can then contact your nearest branch to apply, or complete the Contact Form on this page for our Sales Consultant to call you

My full name is

You can reach me on